Our approach to financial planning is professional and tailored as we understand that each client’s needs, goals, objective, and financial circumstances will vary.
We also believe in the empowerment of knowledge through education and thus we provide advice and guidance in the following areas:
Regardless of where you are on life’s journey, getting the right advice is vital. Any advice is always tailored to your situation, your goals and your objectives.
Our advisers are experts in areas of budgeting, cashflow management, debt management superannuation including SMSF, investments, property, retirement planning, tax minimisation strategies and risk management.
Direct property investment and research
Direct property should be seen as another asset class with its own risks and rewards profile. Our specialist professionals have extensive experience can help to guide you through how to integrate this asset class as part of a diversified investment portfolio for your specific circumstances and suited to achieving your goals and objectives.
Self-Managed Superannuation Funds
Managing your own fund as a SMSF Trustee can be both rewarding and exciting. It is however a complex area with many pitfalls for those not in the know.
Getting the right education, knowledge and advice is important.
Our professionals provide the experience and expertise to guide you through this part of your wealth journey. From finding the most appropriate structure to reporting and compliance right through to advice and structure of investments within the fund. Our professional adviser can help you make the most from your Self-Managed Superannuation Fund.
For most people Superannuation is the single biggest asset outside of the family home. As it makes up nearly 10% of most people’s overall salary package it is important that it forms an integral part of any journey to your financial freedom.
Our advisers can help you make the most from your superannuation by providing you with the right education and knowledge to develop your superannuation strategies.
Whatever your stage of life, ensuring that your money is working hard for you is vital. We offer advice on a range of investments including direct equities, managed funds and even alternative investments such as capital guaranteed structured products.
Regardless of the type of investment we ensure that there is the right balance between risk and return in your portfolio to suit your risk profile. Achieving your goals while minimising your risk is very important and it is this philosophy that suits behind everything we do.
Lifestyle that you seek in retirement by providing practical and helpful advice to assist you to reduce the impact of inflation, generate competitive tax-effective returns and create an appropriate income stream in your retirement; a process we can help you with, regardless of how many years you are from retirement. Planning for retirement should be enjoyable and exciting. We can help you make the most of this stage of life so that you can spend the time doing what you enjoy most.
Estate Planning is more than just organising your Wills and Powers of Attorney. It is about the peace of mind that comes with knowing that your assets are distributed to your beneficiaries according to your wishes.
Whether it be paying off debt or dealing with assets held in your superannuation, your SMSF or handed down from previous generations, we can help ensure that your estate planning needs are documented correctly to avoid difficult situations.
Personal Insurance is about making sure that you and your family are protected in case of injury, illness or worst! It is the foundation of all strategies. It is different and complementary to Health Insurance. Whether it is replacing your income if you can’t work or providing a lump sum for medical treatment in the case of serious illness we can ensure that your family’s lifestyle is not affected financially.
At Wealth Journey we focus on providing a total service by working closely with your accountant, solicitor and mortgage broker so that together we ensure we are all working towards the same goals and objectives guiding you to your financial prosperity.
We have also established relationships with a number of industry leading professional's which can assist you in realising your full financial potential.